BTU offers a free membership benefits package that includes:

Free Income Protection Insurance
Providing members with protection against loss of salary whilst unable to work due to sickness for more than 6 months. Pre-existing conditions and some other conditions will be excluded and benefit will be a maximum 25% of net monthly salary or £500, whichever is the lower, for a period of up to 6 months.

Free Personal Accident Insurance
The BTU Personal accident scheme provides members with financial protection against accidental death and disability. We offer compensation up to £20,000 for varying degrees of disablement and death. Guaranteed acceptance up to age of 65 (cover ends when the member reaches age 66).

Free Travel Insurance Benefits (cover available only up to the age of 65):
£10,000,000 Medical Expenses Cover
£5,000 Cancellation & Curtailment Cover
£25,000 Personal Accident Death Cover
£1,750 Baggage and Personal Effects Cover
£2,000,000 Personal Liability Cover

You must register your proposal to use the Income Protection and Personal Accident package before cover commences; for your travel insurance to be valid, you need to receive written confirmation of cover before you travel. Please contact us on 01234 262868 to find out more.

We also offer a number of paid schemes with genuine savings on market premiums.

Paying claims quickly to ease the worry
When it comes to health insurance, it is essential that enquiries are dealt with efficiently and claims paid quickly. If you have a medical problem you’ll want it sorted out fast. Our Health Plan is designed to do just that. Whilst premiums are low, the level of cover is excellent and the response to claims is first class.

Choices to match your lifestyle
There is a range of options available. We know, however, that many of our members may have medical cover in the Bank’s managers’ scheme. If that’s the case, you are able to buy ‘top-up’ insurance to augment your primary cover.

How low is a low premium?
Premiums are dependent on a number of factors including your age and family profile, but we are confident that they are highly competitive. We can say that because BTU runs the scheme for the members and not for profit.

Check out the details by calling us on 01234 262868 or email us at


T 01234 262868
F 0844 7745971

BTU, St John’s Terrace, 3-7 Ampthill Street, BEDFORD MK42 9EY

© BTU 2018

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